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Public Service Loan Forgiveness (Pslf) & Temporary Expanded: What You Should Know
To learn more and see if you're eligible, click here. Note: If you're a resident of New Jersey or Illinois, you'll need to file your application in either state. Poverty Reduction and Family Assistance (RFA) Program The purpose of RFA is to promote job search and economic development for the impoverished persons of Louisiana through programs that provide cash assistance, job training, and education. Some programs may involve a loan. The maximum federal loan (FHA) you can get to help pay for private or public student loans is 5,500. There are some exceptions, such as the public work requirement, but generally speaking, you can get no more than 5,500 in loans as a family of four. You may be eligible if you meet one of the income criteria, if Income is under .5 times the federal poverty line (GPL), (or 15,120 for a family of four). Income is under .25 times the federal poverty line (GPL), (or 39,200 for a family of four). You need to be a U.S. Citizen or permanent resident. The income requirements for RFA are stricter than those of the PSL program. Poverty Reduction and Family Assistance (RFA) Program Requirements You have to have: A household of 3 or more. Your household comprises at least one person who is under 36 years old. You have to live in a household with two or more other persons. The other persons must be: (1) under age 21; (2) employed and not receiving public assistance under the Federal Unemployment Tax Act, a state or local public assistance program, or any other Federal program; or (3) otherwise dependent on you. Income is under .5 times the Federal poverty line (GPL), except the state or local family maximum. You have to be a U.S. Citizen or permanent resident. The income requirements for RFA are not as strict as those for the PSL program. The PSL eligibility requirements are described in detail here. Public Service Loan Forgiveness (PSL) Form You can complete the PSL Application Form and submit it to your school. If you don't make a payment for at least the 2 years your loan is outstanding, you will be considered to be in default.
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